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If you are struggling to make ends meet, it may be time to file for bankruptcy in Raleigh, NC. Bankruptcy can protect you against wage garnishment and other debt collectors so you can focus on rebuilding your financial future. If you’re facing imminent wage garnishment or already losing your income because of it, Weik Law Office can help.
What is wage garnishment and how does it work?
A wage garnishment is when a creditor like a bank, an auto loan company or even your landlord (if you are behind on rent) takes money from your paycheck before it gets to you. This prevents people who owe debt from ever earning enough and may lead them down a path of never being able to pay back what they owe in time.
How filing for bankruptcy in Raleigh, NC can protect you from wage garnishments
Filing for Chapter 7 or Chapter 11 bankruptcy will stop creditors and collectors from getting funds directly out of your pay check or bank account while you are going through the bankruptcy process. This is called the automatic stay.
It can also provide protection for other debts like credit card debt, medical bills and personal loans without any type of direct wage garnishment. This will give you some breathing room to get back on your feet while you figure out your next steps.
Warning: Do not make deals with creditors about your wages without talking to our bankruptcy lawyer in Raleigh.
If your wages are already being garnished or you’re being threatened with it, contact us at Weik Law Office immediately. Do not accept deals from your creditors about your wages and payment plans, no matter how tempting the offer may be.
For instance, they may tell you that they’ll reduce your debt or stop garnishing your wages if you pay a specific amount. Remember that they’re only after one thing— getting as much money from you as possible, even if that means misleading you about what you owe.
Attorney Weik will help you understand your rights as a debtor and bankruptcy filer. In addition, we can help you safeguard your assets, such as your home, bank account, vehicle, tax returns, Social Security benefits, and more.
Curious about other ways bankruptcy can protect you? We invite you to read the following:
- Can Filing for Bankruptcy in Raleigh Stop Eviction?
- Bankruptcy and Your Tax Returns
- Can Bankruptcy in Raleigh Stop Utilities from Being Shut Off?
- Eliminate Medical Bills with Bankruptcy in Raleigh
- What Happens to Your Bank Accounts Under Raleigh Bankruptcy?
Your Debt-Free Life Starts Right Now
We understand that you may be feeling discouraged and overwhelmed by the prospect of wage garnishment. But believe us when we say there is hope, and the sooner we can get started with your case, the better.
Our Weik bankruptcy attorney in Raleigh, NC can help protect your wages from any future seizure with a Chapter 7 or 13 bankruptcy filing. The process may be scary at first glance, but Weik Law Office has helped thousands of North Carolina residents like you get back on their feet financially and with dignity.
Call Weik Law Office today at 919-845-7877 for a free consultation, and set up a time to speak with one of our friendly professionals.