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A credit score is a summary of your credit history. Combined with the credit report, lenders use this number to decide whether to approve housing loans, auto loans, and other types of loans. Your score can also affect your insurance rates and employment opportunities. The most common type of credit score is the FICO score,…
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Bankruptcy procedures are controlled by complex federal laws and regulations including bankruptcy exemptions. These are laws that allow debtors to protect certain properties from creditors. In Chapter 13 bankruptcy in Raleigh, exemptions help determine the amount the debtor must pay to his unsecured creditors through a 3-5 year repayment plan. Under this chapter, an exemption…
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Filing for Chapter 7 with a bankruptcy lawyer in Raleigh, NC can give you a fresh start and help get rid of your unsecured debts. In this article, we’ll discuss the important issues after Chapter 7, and the ways you can regain financial control and rebuild your standing. Duration of Chapter 7 Bankruptcy The Chapter…
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Bankruptcy falls under federal law. Therefore, some laws and procedures under Chapter 13 and Chapter 7 are nearly identical for all states. However, there are also notable differences especially when it comes to the law enactment. Your Chapter 7 bankruptcy lawyers in Raleigh, NC explain everything you need to know about filing for bankruptcy in…
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Chapter 7 bankruptcy refers to the liquidation of assets to discharge most of an individual’s unsecured debt, including credit cards and personal loans. Individuals who filed for Chapter 7 bankruptcy in Raleigh are able to keep most of their assets and regain control over their finances within three to four months. If you have consulted…
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