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    How to Find a Reasonable Way to Get Relief from Overwhelming Debt?

    Mortgages, auto loans, student loans, credit card debt, personal loans – all these things can spiral out of control to the point where you’ll need an attorney in Raleigh to sort things out. If you move slowly though, these debts will continue dragging you down and will prevent you from actually doing something to lessen…

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    Why Parental Pressure Can Result in Disastrous Financial Decisions

    Our attorneys at the Raleigh branch are seeing an increase in young folks facing repossession, foreclosure and even bankruptcy. These are not the stereotypical youngsters that have gambled away their lives with foolish financial decisions. They are hard-working contributors to society and are striving to do their best despite the poor job market. A common…

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    What is the actual process of filing for bankruptcy and how long does it usually take to file?

    When you come into the office for the free consultation, you will fill out a brief form.  You will meet with an attorney and the attorney will perform a complete financial analysis.  They will review your income, your monthly expenses and all of your bills. Next, if you want to proceed with the case, it…

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    What is the difference between Chapter 7 and Chapter 13?

    Our website offers a detailed section on this exact question.  Please go to the home page and click on “Types of Relief”. Basically, a Chapter 7 is designed to allow you to wipe-out or eliminate your unsecured bills, such as credit cards, hospital bills, and personal loans.  There are certain types of debt that can’t…

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    If I file a Chapter 7 or Chapter 13 , how will it affect my credit?

    This is a very common question.  We generally tell people that their credit report probably doesn’t look great right now.  Filing for bankruptcy will stop the aging process.  Those things that are delinquent now will never get any older than on the date that you file. Once you retain our office, our staff will show…

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