GET HELP TODAY
Seeking professional help from a bankruptcy attorney in Raleigh is typically people’s last resort. You may have exhausted all means of trying to get your finances and debt under control, but nothing has worked.
So many wrong notions surround the act of filing for bankruptcy. Because of this, many people continue suffering under mountains of growing debt instead of consulting a bankruptcy attorney in Raleigh, NC.
Facts about Filing for Bankruptcy
The good news is that filing for bankruptcy is not the end of the world. In fact, it is one of the best ways to get a fresh start that can change your life for the better. Here are some facts that can help ease your mind and help you make the right decision.
- You can keep your car.
Has your car been repossessed? If yes, but it has not been sold at an auction yet, you still have a chance of gaining it back after filing a Chapter 13.
Chapter 13 is a powerful relief that allows you to save your valuable properties such as your car and house, among others.
- You can keep your home.
Even if your house has already been set for foreclosure, you still have a hope of stopping the sale of your home by filing for Chapter 13.
In North Carolina, there exists a “10 day upset bid period.” It gives you up to ten days after the sale date to file for bankruptcy. This will require the creditor to set aside the sale of your foreclosed house.
- You can maintain your reputation.
Contrary to popular belief, bankruptcy filings are not public knowledge. Your filing will be listed on the Pacer system. To access the list of bankruptcy filings, you need a verified account to enter the site.
In addition, it is not common practice to print or publish filings in the media. Unless you tell other people yourself, the fact that you filed for bankruptcy can stay between you, your attorney, and concerned parties.
- You have the right to file for bankruptcy.
A lot of people hesitate to file for bankruptcy because they believe that their situation is not bad enough to merit such a move, or that filing for bankruptcy is taking the easy way out. This is far from the truth.
Under Article 1, Section 8, the Constitution of the United States guarantees your right to file for bankruptcy. This law was specially created to help people out of life-ruining situations.
Find the Solution to Your Financial Problems
Bankruptcy does not just happen due to irresponsible shopping sprees and similar reasons. The majority of bankruptcy filings are due to job loss, hospitalization, family problems, marital issues, and other unforeseen but totally legitimate circumstances. In these cases, people rightfully deserve a second chance.
Bankruptcy can take the burden off your shoulders and give you a new lease on life. If you are thinking of filing for bankruptcy, an experienced bankruptcy attorney in Raleigh, NC can answer all your questions. Call Weik Law Office today at 919-845-7877 for a free consultation, and set up a time to speak with one of our professionals.